“Talk Story with SCORE” Where We Support Akamai Business.
Maui’s ONLY monthly radio show that offers an informative half hour of business information and resources in the state of Hawaii focusing on the county of Maui. Hear business advice and shared experiences from local business resources, SCORE counselors, and business owners who have successfully started a business with the help of SCORE.

SEPTEMBER 3rd, 2008
GUEST - Jeanette Tan, Quickbooks Expert and SCORE Counselor
Jeanette Tan and Susan Kim will discuss “money” - keeping track of your dollars and cents and how to utilize best practices in your business.

WHEN TO TUNE IN:
DATE: Wednesday September 3, 2008
TIME: 12noon
LOCATION: KAOI, 1110am Radio (Maui)

Talking about technology this month has brought out the “geek” in me – who doesn’t like the bright and shiny objects that dangle in front of us? However, sometimes we purchase the “upgrade” just because it’s there, not necessarily out of purposeful intention or because it is a good choice.

The important questions to ask yourself are:
How does it benefit your life TODAY?
Does it upgrade your lifestyle?
What systems in your life need to be “tweaked?”

Distinguishing between trinkets that serve you and enhance your life VS. those that make your life more difficult and stressful, is a great tool to have. It helps you to make choices on a daily basis that suit you and makes life EASIER for you.

Make Happiness Yours,
Susan

Technology used to benefit our self care can make a huge difference in how we organize and plan.

1 1/2 years ago when I changed from carrying a separate cell phone and palm pilot to ONE Palm Treo that served both for me, it was the best thing I could have done! I had always utilized various systems to help me organize - Franklin Covey, Day Planners, the Palm Pilot – but the Palm Treo helped me take it one step further and really helped me be more efficient throughout my week.

The fact that I have all my contacts in one place makes it easier to update/revise and/or access my contact information. It was cumbersome to maintain when I had three separate places for my contacts: my pda, my cell phone AND my contact software on my laptop. Now it’s all in once spot, saving me time, energy and sweat! With the extra time, I do a little more yoga or walk my dog.

TAKE ACTION! CHALLENGE:
Life does not have to be hard work. Instead of working hard to maintain technology, let technology work hard for you.
How can you improve your daily “system” to incorporate technology for you to enhance your life, to “upgrade” life?

Another example would be my coffee maker. I purposely bought a coffee maker with the brew timer. It’s easier for me to set up the coffee the night before and have fresh brewed coffee ready for me in the morning when I wake up! Now I just have to get someone to bring it to me in bed. . .

Make Happiness Yours,
Susan

Sometimes technology doesn’t serve us, no matter how bright and shiny the object might be. Sometimes we “upgrade” just for the sake of upgrading, which doesn’t always benefit us.

Made me really stop to think about some other things in my life that I do on “automatic” that does not serve me TODAY. For example:

• Membership renewals – some I don’t take full advantage of the membership.
• Cell phone package – I can find a better, more efficient minute plan based on my usage.
• Our recycling bins – we tend to save up more bottles before we drop them off (we don’t have local pick up), and our old system just doesn’t work any more.

It could also be “bigger” things, like financial planning. Usually we just plug in money to our retirement plans and forget about it. This is something that is also on automatic that may need a little “tweaking” TODAY – depending on your lifestyle and financial goals.

TAKE ACTION!
What other things in your life need a little tweaking?
Getting into “automatic” mode can be beneficial when we set up systems to make our lives easier. However, sometimes we get comfortable and continue along the same path, even if it doesn’t necessarily make sense any more. It’s always a good idea to periodically review and revise so that you keep what is relevant to your life TODAY – and discard those things that are not.

Make Happiness Yours,
Susan

We have an e-cycling event coming up this month, where they collect unwanted electronic equipment. Last week I dug out some of my own boxes of old trinkets and I hit the motherload! I pulled out at least 4 old palm pilots, 2 cell phones, a Bluetooth and about 10 extra USB cords and adapters, not to mention a dozen accessories I no longer use. I could start my own little electronics store business!

It got me thinking, why do I have all of this stuff? Other than the obvious answer – I bought it! Or rather . . I’d been sold!

Through constant marketing campaigns and my fondness for new shiny things, I got sucked into the “next versions” and “newer models.” I realized it was my version of “Keeping up with the Jones’.” I was just “Jonesin’” for cool stuff or in today’s language, . . . I wanted to upgrade.

Made me really think about what I need vs what I want vs what is pure vanity.

In my personal Self Care practice, I’ve tried to reduce my clutter and pack-rat-ness. Now I’m slowly moving toward what is “natural” and moving away from technology for the sake of the shininess of it all. To be fair, since discovering the Palm Treo about a 1 1/2 years ago, I have not needed another palm OR cell phone (the Treo is both for me now). I like to think that I’ve reduced my carbon footprint by at least 50% but . . . don’t hold me it just yet (wink).

Granted, technology is a hobby for some and a lifestyle for others. But I challenge you to think about:

What “trinkets” in your life are serving you. . . and what doesn’t. And how does it benefit (or inhibit) your Self Care?

Make Happiness Yours,
Susan

August 26th, 2008
Maui, Hawaii
Maui County Business Resource Center - 808-873-8247

Speaking is an essential business tool, whether you have an audience of 1 or 1,000. When you are in front of a group, you have the opportunity to position yourself as an expert in your field.
Susan Kim will teach you how to capture your audience’s attention and deliver a clear, powerful message to your audience. Learn tools to feel confident and comfortable with your delivery.

Gain confidence, speak your mind and position yourself as the expert!

I’m rounding out the month’s “Tips for Vacation” with some ideas for inexpensive, fun activities. Whether you’re traveling alone or with a family, vacation activities often can be costly. Here are some things you can do that are easy, fun and inexpensive!

1. Museums and Cultural Events. Most cities have a museum or host cultural events throughout the year. These are fairly inexpensive to get in and can entertain you for the whole day! My recommendation is to pack a light lunch so you do not have to spend money on the food and drink, which could get expensive here as well.

2. Go outdoors! Look for public parks in the area – even if you’re in an urban setting, you will find parks for picnicking, hiking, fishing and even camping! These are inexpensive activities fun for the whole family!

3. Go indoors! With Game Day! I remember a trip to Costa Rica with my husband, we were rained out of the surf, so we spent a couple days inside with our beer, cards and board games. It was so much fun! If you’re with a group of people, try an “Olympics” with the different games you have access to. A little healthy competition livens things up!

Hope the tips throughout the last weeks have helped with your vacation planning. Maybe it’s even inspired you to plan your NEXT vacation! For right now, however,. . .
What ideas do you have for some fun, inexpensive vacation activities?

Next month, look out for me featured in the Compass MAP(TM), “Taking Care of Self.” In it, I will lead you through some ways to achieving better balance, improved health and happiness! This is definitely a Self Care program you do NOT want to miss!

Make Happiness Yours,
Susan

Technorati Tags: inexpensive activities, travel, vacation, museums, outdoor activities, indoor activities, family vacations, travel tips

Part of many vacations is about trying new things, going out, and SPENDING MONEY on food, activities and accommodations. However, with the state of the economy (and perhaps the state of your pocketbook!) many are looking for ways to be frugal, without giving up their vacation. There are a lot of activities and ways to save money on vacation without making you feel like you’re missing out.

The key that I have found is to budget and plan ahead of time. I realize that when I plan ahead and know how much I’m willing to spend, it makes the trip a little more fun and a LOT more affordable! It certainly reduces a lot of that impulse buying and eating!

Here are 5 tips I do to save money on vacation:

1. Use discount hotel rates when planning. I’m not afraid of asking about special rates or discounts, like with AAA. Sometimes the savings can be up to 20% which is a great savings!

2. I also look for condos. Condos tend to be a bit cheaper and if you’re traveling with family, it’s important to have the extra flexibility of making some of your meals “in.”

3. Bring your own snacks, water and liquor! Or at least buy them from a supermarket instead of purchasing them at restaurants/hotels. Again, it just takes a little planning and an extra stop, but it can save you a LOT of money, especially if you plan to buy your own beer/wine instead of spending every night at the local bar or tikki torch place.

4. Use the hotel facilities! If you’ve got kids, they LOVE the pool, the gameroom, or just running around the hotel. Also if you’re an adult, it’s a nice way of winding down during your vacation instead of being on the GO all the time.

5. Have an allowance for spending – and that goes for both kids AND adults! Instead of shelling out an indefinite amount of money every time you or your kids see a “cool” trinket to buy (which can, and will, add up), create an allowance. This will reduce the whining for money or to buy things and it also teaches them to think about their purchases. Some spendthrift adults can also use the same lesson – You know who you are (wink)!

Now it’s your turn.
What tips do you have for saving money on your vacations?
Share your personal money saving tips here. . .

Make Happiness Yours,
Susan

Technorati Tags: saving money, tips to save money, vacation, travel, planning a vacation, frugal tips

A friend, who also happens to be a mortgage specialist, sent me her newsletter with some great information, “How to Select a Pet Sitter.” I believe the original information came from a site called RISMedia which has various information for professionals in the Real Estate industry.

This information was very pertinent to me because I have a dog and a bird and when I go away for more than a few days at a time, I’d like to make sure they have someone reliable to care for them. They’re a part of the family and I want to make sure that they not only get their food and water, but they get the playful attention and exercise they need.

Here are the 10 steps they mention (in summary):

1. Ask friends, neighbors and family for suggestions. Sometimes a reliable and trustworthy sitter is right under your nose.

2. Ask local professionals such as pet-groomers, veterinarians and pet clubs. They are a great source of information.

3. Ask other professionals you hire, such as a housekeeper or landscaper. They may know someone OR they may be willing to do some side work and take care of your pet while you’re away. If your pet already has a good relationship with this person, it’s an added bonus!

4. Follow Up Recommendations. Word of mouth recommendations often indicate that the Pet Sitter is good, so follow up on others’ referrals.

5. Interview your potential pet-sitter and keep an eye on how they interact with your pet(s). These first signs can be a vital sign to you as to how they treat your pet while you are away.

6. Observe YOUR pet(s) reactions to the potential pet-sitter. Is your pet happy? Agitated? Angry? Calm? Skittish?

7. Ask questions. You deserve to know the level of expertise and experience of your pet-sitter. Some sample questions include: Have you done pet-sitting before? For what type of pets? Do you have other pets you are currently sitting? Do you have a set time for visiting pets that you care for? How long do you spend? Do you understand the dietary requirements of my pet(s)?

8. Ask for references. Contact or meet their references if possible.

9. Test your own feelings. Did YOU feel good with the sitter? Do you feel you can trust this person with your pet? Trust your instincts. If you are not pleased, keep looking.

10. Agree on a fair price. This is not the time to haggle. Be aware of the going rate for pet-sitting in your area and be prepared to pay it. Some may charge more for quality care, but in return, you can ask for a written confirmation of obligations the pet-sitter must meet.

Once you’ve found your pet-sitter and you feel confident, before you leave, prepare a checklist of daily tasks that the pet-sitter can check off each visit. This will help ensure they remember each step, particularly if there is medication or special dietary requirement involved.

Hope that helps with your search.
If you have some other tips to find pet-sitters, let us know. Simply comment on this blog to share.

Next week, I’ll share “Tips to Save Money on Vacation”

Make Happiness Yours,
Susan

Technorati Tags: finding pet-sitter, taking care of pet, vacation, tips for travel, resource, information

July 2, 2008 Show:
“Talk Story with SCORE” Where We Support Akamai Business.
Maui’s ONLY monthly radio show that offers an informative half hour of business information and resources in the state of Hawaii focusing on the county of Maui. Hear business advice and shared experiences from local business resources, SCORE counselors, and business owners who have successfully started a business with the help of SCORE.

July 2, 2008
Host: Susan Kim, SCORE counselor and Life Coach/Professional Trainer
Guests: David Fisher of Hawaii Small Business Development Center

Click on “Audio Programs” to hear the previous months’ shows.